1313 保險承銷商 Insurance Underwriters

保險承銷商根據公司的政策，審查和評估保險申請，來確定保險風險，保險費和保險保障程度。保險承銷商受雇于保險公司的總部和分支機構。

Insurance underwriters review and evaluate insurance applications to determine insurance risks, insurance premiums and extent of insurance coverage according to company policies. Insurance underwriters are employed at head and branch offices of insurance companies.

1313 保險承銷商頭銜范例 Example Titles

組承銷商 group underwriter
承保人 insurance underwriter
責任承銷商 liability underwriter
物業承銷商 property underwriter

1313 保險承銷商主要職責 Main duties

保險承銷商執行部分或全部下列職責：Insurance underwriters perform some or all of the following duties:

檢查汽車，消防，健康，責任，生命，財產，船舶，飛機和其他保險的個人和團體申請
Review individual and group applications for automobile, fire, health, liability, life, property, marine, aircraft and other insurance

應用醫療報告，費率表及其他文件和參考材料，評估新的和更新的申請，以確定保險風險，保險費，保險保障程度和保險合同的其他條件;調整保費，覆蓋范圍或風險以接受新的活可能更新的申請。
Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage and other conditions of the insurance contract using medical reports, rate tables and other documents and reference materials; adjust premiums, coverage or risk itself to make acceptance of new and renewal applications possible

批準保險銷售政策和確保遵守政府法規
Approve sale of insurance policies and ensure compliance with government regulations

為個人或團體保險計劃設計提供建議
Provide recommendations on individual or group insurance plan designs

向包銷客戶提供建議，回應保險代理人，顧問和其他公司人員的詢問
Provide underwriting advice and answer inquiries from clients and from insurance agents, consultants and other company personnel

準備包銷報告，必要時更新保險表格。
Prepare underwriting reports and update insurance forms when necessary.

1313 保險承銷商任職要求 Employment requirements

完成中學學業及具備一般性的保險經驗
Completion of secondary school and some general insurance experience

或大學本科學歷，大專以上文憑或中學后教育。
A bachelor's degree, college diploma or some post-secondary education is required.

多年的在職培訓，以及完成保險業承保的課程和培訓計劃。
Several years of on-the-job training and completion of insurance industry underwriting courses and training programs are required.

1313 保險承銷商附加信息 Additional information

隨著經驗積累，可能晉升為保險業的管理職位。
Progression to management positions in the insurance industry is possible with experience.

完成加拿大保險協會教育計劃，或其省級同行賦予特許保險專業（CIP）的專業認可的保險承銷商，作為英國特許保險專業（FCIP）資深會員，還需要完成更多的大學課程。
Completion of educational programs through the Insurance Institute of Canada or its provincial counterparts entitles insurance underwriters to professional recognition as a Chartered Insurance Professional (CIP) and, with additional university courses, as a Fellow, Chartered Insurance Professional (FCIP).

1313 保險承銷商其他分類 Classified elsewhere

保險代理人和經紀人 Insurance agents and brokers 6231(6231)
保險經理（保險，房地產和金融經紀經理） Insurance managers (in 0121(0121) Insurance, real estate and financial brokerage managers )

1313 保險承銷商職稱頭銜 All titles

意外和疾病包銷商 - 保險 accident and sickness underwriter – insurance
助理承銷商 - 保險 assistant underwriter – insurance
汽車及家居保險顧問 automobile and home insurance consultant
汽車包銷商 - 保險 automobile underwriter – insurance
鍋爐及機械包銷商 - 保險 boiler and machinery underwriter – insurance
人員傷亡保險產品分析師-設計師 casualty insurance products analyst-designer
傷亡承銷商 - 保險 casualty underwriter – insurance
商業包銷商 - 保險 commercial underwriter – insurance
農場承銷商 - 保險 farm underwriter – insurance
火災包銷商 - 保險 fire underwriter – insurance
組承銷商 group underwriter
組包銷商 - 保險 group underwriter – insurance
總部辦公室包銷商 - 保險 head office underwriter – insurance
家庭辦公室包銷商 - 保險 home office underwriter – insurance
保險評級分析師 insurance rating analyst
保險承銷商 insurance underwriter
初級包銷商 - 保險 junior underwriter – insurance
責任承銷商 liability underwriter
生命承銷商 life underwriter
海洋和飛機的包銷商 - 保險 marine and aircraft underwriter – insurance
海洋包銷商 - 保險 marine underwriter – insurance
包銷商 - 保險軟件包 package underwriter – insurance
個人線承銷商的 personal lines underwriter
物業承銷商 property underwriter
物業承銷商 - 保險 property underwriter – insurance
公眾責任包銷商 - 保險 public liability underwriter – insurance
再保險承銷商 - 保險 reinsurance underwriter – insurance
高級包銷商 - 保險 senior underwriter – insurance
作保承銷商 - 保險 surety underwriter – insurance
包銷商 - 保險 underwriter – insurance
承銷商，意外險和病者 - 保險 underwriter, accident and sickness – insurance
包銷商，汽車 - 保險 underwriter, automobile – insurance
包銷商，鍋爐及機器 - 保險的 underwriter, boiler and machinery – insurance
包銷商，的傷亡 - 保險 underwriter, casualty – insurance
包銷商，商業性 - 保險 underwriter, commercial – insurance
包銷商，農場 - 保險 underwriter, farm – insurance
包銷商，火災 - 保險 underwriter, fire – insurance
承銷商，團體 - 保險 underwriter, group – insurance
包銷商，頭部辦公室 - 保險 underwriter, head office – insurance
承銷商，家庭辦公 - 保險 underwriter, home office – insurance
承銷商，生活 underwriter, life
包銷商，的海洋 - 保險 underwriter, marine – insurance
承銷商，海洋和飛機 - 保險 underwriter, marine and aircraft – insurance
包銷商，包 - 保險 underwriter, package – insurance
包銷商，物業 - 保險 underwriter, property – insurance
包銷商，公眾負債 - 保險 underwriter, public liability – insurance
包銷商，擔保 - 保險 underwriter, surety – insurance